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Comparison

Raziel vs Kubera

Kubera is a personal balance sheet that pulls bank, brokerage, crypto, real estate and other assets into one net worth view. Raziel is built for private markets: startups, SPVs, funds and entities, with founder tools under the same login.

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Last reviewed October 28, 2026

At a glance

Which one fits you

Start with the portfolio you hold. Here is who each tool is built for, and what it costs.

RazielPrivate markets platform

Choose Raziel if

Angels, syndicate leads and founders whose portfolio is mostly private companies, SPVs and funds, and who want rounds, returns and documents handled for those positions, plus fundraising tools for the companies they run.

Pricing: Founder free to 100 contacts. Investor $49/month after a 14-day trial.

KuberaNet worth tracker

Choose Kubera if

People who want one net worth number across banks, brokerages, crypto, property, vehicles and private holdings, with broad account aggregation and estate-style features like a beneficiary switch.

Pricing: Essentials $250/year after a 14-day trial

Feature by feature

Raziel and Kubera, side by side

The same rows on every comparison, with notes where the answer needs context.

Feature comparison of Raziel and Kubera
Feature Raziel Kubera
Asset coverage
Startup equitySAFEs, convertible notes, priced rounds Yes SAFEs, priced rounds and secondaries, re-marked when a new round is recorded. Partly Private investments are added and updated manually.
SPVs and fund LP positionsCommitments, capital calls, distributions Yes Commitments, capital called, NAV and distributions beside direct holdings. Yes Committed capital, capital call and distribution schedules.
Entities and vehiclesLLCs, trusts, family office structures Yes Holdings across LLCs, trusts and personal accounts. Partly Ownership tags and nested portfolios are on the Black plan.
Public equitiesBrokerage accounts and stocks Coming soon Brokerage connections are coming soon. Yes Connects banks and brokerages through several aggregators.
Real estateProperty values, income, gains Coming soon Property tracking is coming soon. Yes Property and vehicle values via live price feeds.
CryptoWallets and exchanges Coming soon Wallet connections are coming soon. Yes Blockchains, exchanges and wallets, including DeFi.
Investor tools
Returns from cash flowsMOIC, IRR, TVPI, DPI Yes MOIC, IRR, TVPI and DPI from the cash flows you record. Yes IRR from recorded cash flows or cost basis.
Automatic document importStatements, K-1s, SAFEs Yes Forward statements, capital call notices and SAFEs. AI is optional. Yes An AI agent can read emailed fund statements.
Portfolio company newsRounds and headlines on your holdings Yes Rounds and news on the companies you hold. Not listed Not listed on Kubera’s site.
Founder tools
Fundraising CRMInvestor pipeline for founders Yes Kanban pipeline with target checks. No
Investor updatesWrite, send and track updates Yes Open and click tracking. No
Cap tableOwnership, options, dilution Yes Ownership, options and dilution for the company you run. No
Platform
SharingAdvisors, family, partners Yes Owner, editor and viewer roles per workspace. Yes Share with family, advisors and accountants with access control.
Native mobile appsiOS and Android Yes Live on the App Store and Google Play. Yes Kubera lists iPhone and Android apps.
Free planFree tier or free trial Founder free to 100 contacts Founder is free through 100 contacts. Investor has a 14-day free trial. No 14-day trial, then paid.
SecurityMFA, encryption, audits Mandatory MFA Mandatory MFA, private networking. SOC 2 Type II and ISO 27001 in progress. Optional 2FA, SOC 2 Type II report SOC 2 Type II covers Kubera for Business and white label.
More differences
Bank and brokerage aggregationKubera connects through Plaid, MX, Yodlee, SnapTrade and others. Bank accounts; brokerage soon Yes
Beneficiary access if you go silentKubera’s “Dead Man’s Switch” sends your portfolio to chosen beneficiaries. No Yes
  • Yes
  • Partly
  • Coming soon
  • No
  • Not listed

Key differences

What actually sets them apart

  1. Whole net worth versus private markets depth

    Kubera is built to total everything you own, from bank balances to cars. Raziel focuses on private positions: startups, SPVs, funds and the entities that hold them. Public equities, real estate and crypto are coming soon to Raziel.

  2. How startup positions are kept current

    Kubera’s help center says private investments are added and tracked manually. In Raziel you record a new round once and every position in that company is re-marked, with MOIC and IRR recalculated.

  3. Founder tools

    Raziel includes a fundraising pipeline, investor updates with open tracking and a cap table for the company you run. Kubera does not list founder tools; it is a personal balance sheet.

  4. Pricing model

    Kubera charges a flat $250/year for Essentials after a trial. Raziel’s Investor plan is $49/month through 30 companies, and the Founder plan is free through 100 contacts.

To be fair

Where Kubera is strong

No tool is right for everyone. These are the areas where Kubera does more than Raziel today.

  • Much broader asset coverage today: banks, brokerages, crypto wallets, real estate, vehicles and precious metals, all connected or priced automatically.
  • Account aggregation through many providers worldwide, including a Web Sync option for institutions that do not connect directly.
  • Estate-oriented features such as a beneficiary switch that shares your portfolio if you stop responding.
  • A flat $250/year Essentials price, which costs less over a year than Raziel’s Investor plan at $49/month.

Pricing

What each costs

Raziel

Founder free to 100 contacts. Investor $49/month after a 14-day trial.

  • Founder: free through your first 100 contacts, then $29/month.
  • Investor: 14-day free trial, then $49/month through 30 companies.
  • Investor: $199/month for more than 30 companies.
  • Paid plans auto-renew until you cancel.

See full pricing

Kubera

Essentials $250/year after a 14-day trial

  • Essentials: $250/year.
  • Black: $2,500/year, adds ownership tags, nested portfolios, AI setup help and 1:1 calls.
  • 14-day trial with all features; a $1 non-refundable trial fee applies.

As listed on October 28, 2026. Check Kubera’s site for current prices.

Switching

Moving from Kubera to Raziel

Most of the setup is importing what you already have. The Investor plan starts with a 14-day free trial.

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  1. Export your private holdings from Kubera to a spreadsheet and import it into Raziel.
  2. Forward recent fund statements and capital call notices so Raziel records commitments and calls.
  3. Record the latest round for each company so Raziel re-marks positions and calculates MOIC and IRR.
  4. Invite your partner or accountant as an editor or a viewer.

Raziel vs Kubera: questions

Is Raziel a Kubera alternative?

For private markets, yes. If most of your portfolio is startups, SPVs and funds, Raziel tracks rounds, capital calls and returns for those positions. If you mainly want a total net worth across banks, brokerages, crypto and property, Kubera covers more asset types today.

Can I use Kubera and Raziel together?

Yes. You can keep Kubera for your overall net worth and use Raziel for the detail on private positions, then carry the private total into Kubera as a single line.

Does Raziel track stocks, real estate and crypto like Kubera?

Not yet. Public equities, real estate and crypto are coming soon to Raziel. Today Raziel covers startups, SPVs, funds and entities, and bank accounts can be connected.

How do the prices compare?

Kubera lists Essentials at $250/year and Black at $2,500/year. Raziel’s Investor plan is $49/month through 30 companies after a 14-day free trial, and the Founder plan is free through your first 100 contacts.

Sources

Where this information comes from

Product details change. Information about Kubera comes from public sources listed below, reviewed October 28, 2026. Spotted something out of date? Contact us.

  1. Kubera homepage (features, plans, mobile apps) (kubera.com)
  2. Kubera Black plan (kubera.com)
  3. Kubera security (kubera.com)
  4. Kubera help: adding private investments (help.kubera.com)
  5. Kubera help: IRR of an investment (help.kubera.com)
  6. Kubera help: capital call and distribution schedule (help.kubera.com)
  7. Kubera help: trial terms (help.kubera.com)
  8. Wallet Hacks: Kubera review (beneficiary and sharing details) (wallethacks.com)

Last reviewed October 28, 2026. Raziel details come from our pricing and security pages.

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